Terms of Service

Effective Date: April 1, 2026 • Last Updated: April 1, 2026

PLEASE READ THESE TERMS CAREFULLY. These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Kincaid and Le Companies LLC, an Oklahoma limited liability company ("Company," "we," "us," or "our"), governing your access to and use of kincaidandle.com and all related services (collectively, the "Services"). By accessing or using the Services, you affirm that you are at least 18 years of age (or the age of majority in your jurisdiction) and agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Services Description

The Company provides:

• Digital Products: eBooks, templates, planners, guides, courses, and other downloadable digital content.
• AI-Powered Tools: Content Repurposer, Product Description Generator, Resume & Cover Letter Writer, Email Subject Line Tester, and other software tools accessible via the website.
• Informational Content: Blog posts, articles, and educational resources.

2. Account Registration

• Certain features may require providing an email address or creating an account.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate, current, and complete information.
• You are solely responsible for all activities that occur under your account.
• You must notify us immediately of any unauthorized use of your account.

3. Purchases and Payment

3.1 Pricing and Currency

All prices are displayed and charged in United States Dollars (USD). Prices are subject to change without notice; however, price changes will not affect orders already confirmed.

3.2 Payment Processing

Payments are processed by third-party payment processors, including Stripe, Inc. and Paddle.com Market Limited. By making a purchase, you agree to the payment processor's terms of service. We do not store your full payment card details.

3.3 Digital Product Delivery

Upon successful payment, you will receive a cryptographically signed download link valid for twenty-four (24) hours. It is your responsibility to download the product within this period. If your link expires, contact us for a replacement.

3.4 Refund Policy

Due to the nature of digital goods, all sales are final once a download link has been accessed or the digital product has been delivered. Refunds may be granted at our sole discretion in the following circumstances:

• The product file is corrupted or non-functional and we are unable to provide a working replacement.
• You were charged in error (e.g., duplicate charge).
• The product materially differs from its description.

Refund requests must be submitted within fourteen (14) days of purchase to [email protected].

3.5 AI Tool Payments

AI-powered tools may offer a limited free tier. Paid usage is charged per use or via subscription as indicated on the tool page. Charges are processed at the time of use via Stripe. No refunds are provided for AI tool usage once processing has begun.

4. License and Intellectual Property

4.1 Digital Product License

Upon purchase, we grant you a non-exclusive, non-transferable, non-sublicensable license to use the digital product for your personal or internal business purposes. This license does not include the right to:

• Resell, redistribute, or publicly share the product or any derivative thereof.
• Claim authorship or ownership of the product.
• Use the product to create a competing product or service.
• Remove or alter any copyright notices, watermarks, or attribution.

4.2 AI-Generated Content

Content generated by our AI-powered tools in response to your input is provided to you without restriction on use. You may use AI-generated output for any lawful personal or commercial purpose. We make no claim of ownership over AI-generated output. However, we do not guarantee that AI-generated output is unique, accurate, or free from third-party intellectual property claims.

4.3 Company Intellectual Property

All content, design, code, graphics, logos, trademarks, and other materials on the Services (excluding your input and AI-generated output) are the property of Kincaid and Le Companies LLC or its licensors and are protected by U.S. and international intellectual property laws. No license or right is granted by implication, estoppel, or otherwise.

5. Prohibited Conduct

You agree not to:

1. Use the Services for any purpose that is unlawful or prohibited by these Terms.
2. Attempt to gain unauthorized access to any part of the Services, other users' accounts, or computer systems or networks connected to the Services.
3. Use any robot, spider, scraper, or other automated means to access the Services without our express written permission.
4. Interfere with or disrupt the Services, servers, or networks.
5. Transmit any viruses, worms, malware, or other harmful code.
6. Impersonate any person or entity or misrepresent your affiliation.
7. Use the Services to generate content that is illegal, defamatory, threatening, harassing, or infringes on third-party rights.
8. Circumvent, disable, or interfere with security features of the Services.
9. Reverse engineer, decompile, or disassemble any part of the Services.
10. Use purchased products to train artificial intelligence or machine learning models without written permission.

6. Disclaimer of Warranties

THE SERVICES AND ALL PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND THOSE ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

Without limiting the foregoing, we do not warrant that: (a) the Services will be uninterrupted, error-free, or secure; (b) AI-generated content will be accurate, complete, reliable, or suitable for any particular purpose; (c) defects will be corrected; (d) the Services are free of viruses or harmful components.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KINCAID AND LE COMPANIES LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

8. Indemnification

You agree to indemnify, defend, and hold harmless Kincaid and Le Companies LLC and its members, managers, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any third-party right, including intellectual property, privacy, or publicity rights; or (d) any content you submit through the Services.

9. Dispute Resolution

9.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, United States, without regard to its conflict of law provisions.

9.2 Informal Resolution

Before filing any formal dispute, you agree to first contact us at [email protected] and attempt to resolve the dispute informally for at least thirty (30) days.

9.3 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services that is not resolved informally shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted in Oklahoma County, Oklahoma, before a single arbitrator. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

9.4 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

9.5 Exceptions

Notwithstanding the above, either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement of intellectual property rights.

10. Termination

We may terminate or suspend your access to the Services immediately, without prior notice, for any reason, including breach of these Terms. Upon termination: (a) your license to use the Services ceases immediately; (b) you must cease all use of the Services; (c) provisions that by their nature should survive termination shall survive, including Sections 4, 6, 7, 8, 9, and 12.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be indicated by updating the "Last Updated" date and, for significant changes, by providing notice via email to registered users. Your continued use of the Services following the posting of revised Terms constitutes acceptance. If you do not agree with the modifications, you must discontinue use of the Services.

12. General Provisions

• Entire Agreement: These Terms, together with the Privacy Policy and any purchase-specific terms, constitute the entire agreement between you and the Company regarding the Services.
• Severability: If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
• Waiver: The failure of the Company to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
• Force Majeure: We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, acts of government, internet outages, or third-party service failures.
• Headings: Section headings are for convenience only and have no legal or contractual effect.
• Electronic Communications: By using the Services, you consent to receiving electronic communications from us. You agree that all agreements, notices, and disclosures provided electronically satisfy any legal requirement that such communications be in writing.

13. Contact Information

For questions or concerns regarding these Terms:

Kincaid and Le Companies LLC
Email: [email protected]
Website: https://kincaidandle.com